Although the FDR Risk REDO program is an excellent tool to correct problems in the credit report of your client, in many cases he/she may need to dispute items in their report DIRECTLY at the bureau. The links below describe how each bureau handles the process.

http://www.experian.com/disputes/index.html

http://www.equifax.com/online-credit-dispute/

http://www.transunion.com/corporate/personal/creditDisputes.page?

http://www.experian.com/ask_max/

Your client may need to dispute as a method of last resort on collections and older late pays, etc. The client will also need to buy each bureaus report.